Digital Nomad Visa vs. Non-Lucrative Visa: Which is Best for You in 2026?

🗓️ February 2026 ⚖️ Vetted by JURO Legal Network
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Legal Transparency: This guide is authored by JURO Spain's relocation experts. We work alongside a vetted network of licensed Spanish attorneys for formal filings. This content is for informational purposes and does not constitute legal advice.

Spain remains the top destination for expats in 2026, but the “best” visa depends entirely on one question: Do you intend to work? The Digital Nomad Visa (DNV) and the Non-Lucrative Visa (NLV) are the two most popular pathways, but they serve completely different lifestyles.

Table of contents

Quick comparison table 2026

Feature Digital Nomad Visa (DNV) Non-Lucrative Visa (NLV)
Primary Goal Remote work for foreign clients Retirement or living on savings
Can you work? Yes (Remote + 20% Spanish limit) No. Absolute prohibition of work
Min. Income ~€2,850/mo (SMI based) ~€2,400/mo (IPREM based)
Tax Regime Beckham Law eligible (24%) Standard Progressive Tax (19-47%)
Initial Stay 3 Years (if applied in Spain) 1 Year
Apply from? Within Spain or at Consulate Consulate Only

Work rights: The dealbreaker

The biggest mistake expats make is applying for an NLV and then working remotely.

  • NLV: Specifically forbids any lucrative activity. Remote work for a US or UK company is technically a violation and can lead to renewal denial.
  • DNV: Specifically designed for remote workers. You can be an employee or a freelancer. You can even earn up to 20% of your total income from Spanish clients.

2026 Income requirements

In 2026, thresholds have increased due to the latest Minimum Wage (SMI) and IPREM adjustments.

Digital Nomad Visa (DNV)

The DNV is linked to the SMI.

  • Main Applicant: 200% of SMI = €2,850/month.
  • Family: +75% for spouse; +25% per child.

Non-Lucrative Visa (NLV)

The NLV is linked to the IPREM.

  • Main Applicant: 400% of IPREM = ~€2,400/month.
  • Family: +100% of IPREM per dependent (~€600).

Tax benefits: Beckham Law vs IRPF

The DNV offers a major fiscal advantage for high earners:

  • DNV Holders: Can apply for the Beckham Law, a flat tax of 24% on Spanish income.
  • NLV Holders: Are treated as standard tax residents. You pay progressive rates on your worldwide income once you spend 183 days in Spain.

Application: Inside Spain vs Consulate

  • DNV: You can enter Spain as a tourist and apply directly for a 3-year permit.
  • NLV: You must apply at the Spanish consulate in your home country for a 1-year entry visa.

FAQs

Can I switch from DNV to NLV? No. You cannot modify from DNV to NLV while inside Spain. You would usually have to return to your home country to start a new application.

Does the DNV allow me to work for a Spanish company? Only up to 20% of your total income. If you get a full-time Spanish job, you must modify your visa.

Still not sure? Book a 30-min strategy session to look at your income and decide which route is safest for your 2026 move.

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